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Legal Insights & News
Stay informed with the latest legal news, safety tips, and educational articles from our experienced personal injury attorneys.
Stacking Uninsured Motorist Coverage in Florida
When buying car insurance, you'll see a checkbox for 'Stacked' or 'Non-Stacked' Uninsured Motorist (UM) coverage. The stacked option costs a little more, so many people skip it. This is a mistake....
Motorcycle Accident Without Insurance in Florida: Can You Still Recover?
You were riding your motorcycle when another driver ran a red light and crashed into you. Now you're facing serious injuries, mounting medical bills, and a terrifying realization: you didn't have i...
Should I Accept the Insurance Company's First Settlement Offer?
It's a common scenario: You're recovering from an accident, bills are coming in, and the phone rings. It's the insurance adjuster. They are friendly, sympathetic, and they have good news—they want...
Why You Shouldn't Give a Recorded Statement Without a Lawyer
It's one of the first things an insurance adjuster will ask for: 'I just need to get a quick recorded statement to start your claim.' It sounds innocent enough. You have nothing to hide, right? Wro...
Florida's No-Fault Insurance System Explained: What Every Driver Must Know
Florida is one of only a handful of states that operates under a "no-fault" auto insurance system. While this system was designed to provide quick compensation for accident victims and reduce litig...
Insurance Adjuster Tactics: What They Don't Want You to Know
After an accident, the insurance adjuster is the person who holds the checkbook. They might sound friendly, asking about your family and your injuries with genuine-seeming concern. But make no mist...
Lyft Accident Claims: Insurance Coverage Based on Driver Status
If you've been injured in a Lyft accident in Florida, one of the first questions you'll face is: what insurance covers my injuries? The answer depends entirely on what the Lyft driver was doing at...
Rental Car Accidents in Florida: Who Pays for Your Injuries?
Florida welcomes millions of tourists every year, many of whom rent cars to explore the state. When rental car accidents happen—and they happen frequently—complex questions arise about insurance co...
Bad Faith Insurance Claims in Florida After Tort Reform
You pay your insurance premiums on time, expecting that if the worst happens, your insurance company will be there for you. Unfortunately, insurers often prioritize profits over policyholders. When...
Pre-Existing Conditions and Car Accident Claims: The Eggshell Plaintiff Rule
A common fear among clients is that they can't file a claim because they had a 'bad back' or a previous knee injury before the accident. Insurance adjusters love to exploit this fear, telling you y...
Florida PIP Insurance Changes: What's New for Auto Accident Victims
Florida is one of the few remaining 'no-fault' states when it comes to car insurance. This means that after an accident, you turn to your own insurance company for coverage first, regardless of who...
Florida Uninsured and Underinsured Motorist Coverage: Protect Yourself
Florida has one of the highest rates of uninsured drivers in the nation. Estimates suggest that more than 1 in 5 drivers on our roads have no bodily injury insurance whatsoever. If one of them hits...
Rideshare Accidents and Uninsured Drivers: Filling the Coverage Gaps
Florida has one of the highest rates of uninsured drivers in the nation—an estimated 20% of motorists lack proper coverage. If an uninsured driver crashes into your Uber or Lyft, you face a complic...
How Insurance Companies Use Social Media Against Injury Victims
We live our lives online. When something big happens—like a car accident—our instinct is to post about it. We want support from friends and family. But if you are involved in a personal injury clai...
What Is Subrogation and How Does It Affect My Injury Settlement?
You've fought hard for your settlement. You finally get the offer you deserve. But then your lawyer tells you that your health insurance company wants a chunk of it. This is called 'subrogation.' I...
The Gaps in Your Auto Insurance You Didn't Know About
When asked about their car insurance, most people say, 'I have full coverage.' But in Florida, 'full coverage' is a marketing term, not a legal one. It often leaves drivers dangerously exposed. Flo...
My Insurance Claim Was Denied: What Can I Do in Florida?
Receiving a denial letter from an insurance company is a punch in the gut. You paid your premiums, you followed the rules, and now, when you need help the most, they turn their back on you. But a d...